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Recent insights

WBD action case study: helping families through difficult times

26 Nov 2020
After two years of fundraising, in 2019 our Bristol Office reached its ambition of raising £80,000 for St Peter's Hospice. Bristol's only adult hospice caring for 2,000 patients every year. Our support for St Peter's Hospice was inspired by the memory of one of our Bristol based partners, Robert Pope, who passed away in April 2016 and was cared for by the hospice at the end of his life.

WBD action case study: firmwide support for foodbanks

26 Nov 2020
In August 2017, I read an online article about the West End Foodbank in Newcastle. The article highlighted the fact that this foodbank, close to our office, was the most utilised in England, and that the demand for food grew substantially during school holidays. I was aware that there were foodbanks throughout the UK but had no real idea of how they operated, who used them, how we could donate, and how donations are utilised. The article stated that without school meals or breakfast clubs, many children would not receive a hot meal during school holidays, and parents were struggling to feed their families.

FAQs - extension to the Coronavirus Job Retention Scheme

26 Nov 2020
On 31 October the Prime Minister announced that the Coronavirus Job Retention Scheme (the Scheme) will be extended until December and the Chancellor announced on 5 November that it will be extended until 31 March 2021. This FAQ deals with the changes to the Scheme that apply from 1 November.
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Navigating financial regulation in 2021

24 Nov 2020
Finally, the transition period will end on 31 December 2020, and, at the time of writing, negotiations between the UK and EU give no indication that they will be anything other than standard "third countries" to each other from 2021 – albeit third countries with very similar legislation.
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GMP equalisation – transfers out

24 Nov 2020
Judgment in the supplementary Lloyds Bank case was handed down on 20 November 2020, providing some clarification as to the actions which must be taken by trustees of defined benefit pension schemes to address unequal guaranteed minimum pensions (GMP) where that GMP was transferred between occupational pension schemes.
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Court finds no 'classic' bait and switch selling where there is no confusion

20 Nov 2020
'Bait and switch' selling is the act of marketing certain goods, but then substituting alternative goods when such goods are supplied. At its broadest, it is any attempt to get customers to accept something different from what originally attracted them. Such acts may be restrained if they are deemed to constitute an actionable misrepresentation.