A graduate in statistics, Roy has nearly 40 years’ experience in financial services. He previously worked on the distribution side of the industry for several life offices, before becoming an independent financial advisor in 1995. Roy provides personal advice to individuals and trustees. This includes investments, pensions, protection and inheritance tax planning. Roy also provides advice to employers for protecting the business from the death or serious illness of key employees or directors.
Roy holds several industry-recognised qualifications, including:
- FPFS – Fellow of the Personal Finance Society
- Chartered Financial Planner.
Roy's qualifications reflects the level of experience in the holistic financial planning market (personal clients) and the corporate financial planning market (executives, shareholders and businesses).
Experience
Examples of Roy's experience include:
- Business planning – a family owned business were seeking to “generation plan” and pass the shareholding down from the founder generation to the next generation. Roy worked with the legal and tax advisors to provide guidance to the shareholders on the cost of implementing insurance products to protect both generations of the family against unnecessary tax that could have occurred on an unexpected death
- Retirement planning – with the significant changes introduced to pension plans from April 2015, Roy has provided guidance and advice to a number of people on fully utilising their new pension entitlements in a tax efficient and prudent manner
- Investment advice – Roy was contacted by the Trustees of a long established trust to review the existing investments and holdings for continuing suitability and appropriateness. This resulted in a number of changes being made to the trust holdings to potentially improve the longer term investment returns secured on the trust holdings, whilst also ensuring the investments were structured in a flexible manner that could be accessed by the trustees to release to the beneficiaries over time.
''EEA investment has had problems, but Roy Davidson was straight on to this and advised us how to proceed, I have followed his advice and my complaint is in the system.''
''As you will have noticed you have ALL got TOP marks. With many thanks to you and your team.''
''Very happy with the support/service and advice.''
"Thanks. Great job all. As I said to Alexander I cannot thank you guys enough. It has been emotional and, reflecting back, I see how the stress manifested in me overreacting to the slightest of legitimate questions etc asked. A huge sigh of relief!"
"We had a splendidly helpful discussion with Roy Davidson this morning regarding Pension and Investment considerations."
Client feedback
