Sterling counsels large financial services clients through heavily regulated financial services and consumer finance sectors. He earned his stripes by being a compass for clients coming out of the 2008 financial crisis and while serving as Vice President, Counsel and Chief Compliance Officer to Advance American Cash Advance Centers, Inc., the largest provider of non-bank cash advance services in the United States.

Sterling’s previous in-house experience is valuable to clients and as a Partner in Womble Carlyle’s Business Litigation Practice Group and as a member of Financial Services Litigation Team and Consumer Finance Litigation Team. He represents public and private companies and financial institutions on class actions and dispute resolution alternatives such as loan modifications, forbearance agreements and other loan work outs. Sterling also counsels financial industry clients regarding regulatory compliance, consumer credit issues, commercial real estate transactions and disputes, complex business litigation and general corporate matters.

As a member of the Financial Services Litigation Team, Sterling represents domestic banks and servicers in commercial loan workout and foreclosure work as well as consumer finance litigation.

Sterling’s consumer finance litigation matters involve, among other things, the FDCPA, FCRA, TILA, TCPA, RESPA, and other consumer protection statutes. Sterling is listed in the “Legal Elite of the Upstate” and Best Lawyers for Consumer Law.


    Any result the lawyer or law firm may have achieved on behalf of clients in other matters does not necessarily indicate similar results can be obtained for other clients.

    • Hudson v SC Dept of Highways and Public Transportation, 324 S.C. 245, 478 S.E.2d 839. (Case involving liability for negligence for DOT).
    • Represented mortgage lender in series of federal and state cases involving origination claims of fraud and fraud in the inducement.
    • Represented mortgage servicer in multiple cases involving alleged violations of the TCPA, FDCPA and FCRA.
    • Represented lenders in multiple cases involving alleged breaches of fiduciary duties.
    • Argued successfully to South Carolina Court of Appeals to uphold verdict from trial court in favor of lender on a contested suit on the note case.


    Contact information

    +1 864.255.5429
    +1 864.239.5862

    Bar admissions

    1994, South Carolina

    Admitted to practice before:

    • All South Carolina State Courts
    • Fourth Circuit Court of Appeals