For nearly 150 years our firm has refined the talent and tools needed to deliver effective results for even the largest, most complicated litigation portfolios but adaptable enough to identify and address risk on an individual case level.
That’s why numerous established financial institutions turned to us to manage their consumer lending litigation portfolios following the 2008 financial crisis, including multi-jurisdictional loan portfolios experiencing serial defaults and giving rise to expansive litigation. This work includes consumer debt, asset recovery and creditor’s rights disputes.
We provide services in the Consumer Finance sector in multiple ways. Some examples of these services are as follows:
Regulatory – Womble Bond Dickinson works with clients on addressing federal and state regulatory matters arising from a variety of issues including compliance with state consumer lending laws, policies and procedures, or consumer complaints. In this area, Womble Bond Dickinson attorneys work with, or handle matters before, a bevy of federal and state agencies, including the CFPB, the FCC, the Department of Justice, state attorney generals, state departments of finance and/or consumer affairs.
Litigation – In state and federal courts, on individual claims and in class action lawsuits, Womble Bond Dickinson attorneys defend claims asserted by consumers against banks, finance companies, small dollar lenders, non-traditional credit providers, technology vendors, financial investors, insurance companies and other financial service providers arising out of all aspects of consumer loan transactions, including claims arising out of consumer loan origination and servicing efforts.
Some examples of consumer claims Womble Bond Dickinson handles for its clients are:
For nearly 150 years our firm has refined the talent and tools needed to deliver effective results for even the largest, most complicated litigation portfolios but adaptable enough to identify and address risk on an individual case level.
That’s why numerous established financial institutions turned to us to manage their consumer lending litigation portfolios following the 2008 financial crisis, including multi-jurisdictional loan portfolios experiencing serial defaults and giving rise to expansive litigation. This work includes consumer debt, asset recovery and creditor’s rights disputes.
Our consumer finance disputes and litigation services
We provide services in the Consumer Finance sector in multiple ways. Some examples of these services are as follows:
Regulatory – Womble Bond Dickinson works with clients on addressing federal and state regulatory matters arising from a variety of issues including compliance with state consumer lending laws, policies and procedures, or consumer complaints. In this area, Womble Bond Dickinson attorneys work with, or handle matters before, a bevy of federal and state agencies, including the CFPB, the FCC, the Department of Justice, state attorney generals, state departments of finance and/or consumer affairs.
Litigation – In state and federal courts, on individual claims and in class action lawsuits, Womble Bond Dickinson attorneys defend claims asserted by consumers against banks, finance companies, small dollar lenders, non-traditional credit providers, technology vendors, financial investors, insurance companies and other financial service providers arising out of all aspects of consumer loan transactions, including claims arising out of consumer loan origination and servicing efforts.
Some examples of consumer claims Womble Bond Dickinson handles for its clients are:
Origination-Based Lender Liability Claims
Fraud
Unfair and deceptive trade practices
TILA
RICO, civil conspiracy, and facilitation of fraud
Predatory lending, ECOA violations
Underwriting policies and practices
Usury claims
Servicing-Based Lender Liability Claims
FDCPA
TCPA
RESPA
FCRA and FACTA
Loan modification and loss mitigation practices
Credit and tax reporting practices
Violations of state consumer protection laws
Need legal advice and guidance in consumer finance disputes and litigation?
Our team is able to help provide solutions to you and your organization. Browse through our lawyers and professional staff to find the right attorney near you.
This selection will switch the website from presenting information primarily about the United Kingdom to information about the United States. If you would like to switch back, you may use location selection options at the top of the page.
Contact
Although we would like to hear from you, we cannot represent you until we know that doing so will not create a conflict of interest. Also, we cannot treat unsolicited information as confidential. Accordingly, please do not send us any information about any legal matter until we authorize you to do so. To initiate a possible representation, please call one of our lawyers or staff members.
By clicking the “ACCEPT” button, you agree that we may review any information you transmit to us. You recognize that, even if you submit information that you consider confidential in an effort to retain us, our review of that information will not create an obligation on us to keep it confidential and will not preclude us from representing another client directly adverse to you, even in a matter where that information could and will be used against you.
Please click the “ACCEPT” button if you understand and accept the foregoing statement and wish to proceed.
