Alisa Givental is a seasoned litigator with deep experience in the financial services sector. She defends national banks, mortgage and auto lenders, fintech companies, and loan servicers in both individual lawsuits and complex consumer class actions. Alisa’s practice includes robust experience defending claims under the Fair Credit Reporting Act (FCRA), including claims challenging the reasonableness of furnisher investigation practices, employer compliance with background check disclosure and pre-adverse action requirements, and veracity of consumer report users’ permissible purpose representations.
Alisa is particularly knowledgeable in credit reporting and consumer report use laws, which translates into not only defending furnishers and users of consumer reports in litigated disputes, but also assessing existing practices, and drafting (or revising) existing, proposed, and wholly new policies and procedures.
In addition to her FCRA work (and in California, the California Consumer Credit Reporting Agencies Act), Alisa handles litigation under the Consumer Legal Remedies Act (CLRA), the Electronic Fund Transfer Act (EFTA), the Fair Debt Collection Practices Act (FDCPA) and its California counterpart (RFDCPA), the Telephone Consumer Protection Act (TCPA), and a wide array of other federal and state laws regulating financial institutions. Her litigation experience spans state and federal courts as well as arbitration forums.
In both litigation and compliance contexts, Alisa is committed to finding practical, cost-effective solutions that align with her clients' business objectives. She understands the importance of balancing immediate needs with long-term goals, recognizing that sometimes a strategic fight is necessary to prevent future challenges. Alisa’s approach is rooted in a deep understanding of her clients' industries, enabling her to tailor her strategies to stave off potential problems while safeguarding their interests. With a keen eye for detail and a proactive mindset, she ensures that her clients are well-prepared to navigate the complexities of the financial services landscape.
Alisa is an occasional lecturer on pre-trial written discovery at the UC Berkeley School of Law and revision co-author of the California Continuing Education of the Bar’s treatise on the Privacy Laws Affecting Debtors and Debt Collection (Ch. 2C, Debt Collection Practice).
Languages
- Russian
- Spanish
