Qualified as a barrister at a leading insurance/shipping/commercial chambers, with over 20 years’ subsequent experience as an insurance, professional indemnity, financial services and pensions solicitor, acting for many insurers and professional firms.
Very substantial experience of financial services and pension claims against financial and mortgage advisers (including networks, national and City-based firms and regional advisers), investment advisers and managers, wealth managers, pension professionals (including occupational pension scheme trustees, actuaries, administrators and investment advisers), stockbrokers, private and overseas banks, building societies and investment and pension product providers. Extensive experience of claims against Lloyd’s and retail insurance brokers.
Vast experience of: conventional litigation (including concerning occupational pension schemes); complaints referred to the Financial Ombudsman Service (including a number resulting in successful judicial review applications) and the Pensions Ombudsman; FCA investigations and enforcement proceedings, skilled person appointments and past business reviews; defending recovery claims pursued against firms “in default” and their insurers by the Financial Services Compensation Scheme.
Very considerable experience of advising insurers on coverage issues – and defending claims pursued against them - arising concerning professional indemnity, financial institution and reinsurance policies.
Co-author of Financial Advisers chapter in Professional Negligence and Liability (LLP – Lloyd’s loose leaf professional negligence textbook), edited by Mark Simpson QC.
Experience (prior to working at Womble Bond Dickinson):
Crowden v QBE Insurance  EWHC 2597 (Comm)
Decision concerning the construction of insolvency exclusions in the professional indemnity policy of an investment adviser and the general approach to the construction of exclusions in insurance contract. Successful summary judgment application.
Denning v Greenhalgh Financial Services Limited  EWHC 143 (QB)
Significant decision on the responsibilities of IFAs advising/failing to advise a client on the deficiencies in the advice of a previous adviser firm. Successful summary judgment/strike out application. Permission to appeal refused by Court of Appeal.
Capita (Banstead 2011) Ltd v RFIB Group Ltd  EWCA Civ 1310 (Court of Appeal)
Successful appeal which found that an occupational pension scheme administrator providing services under a continuing retainer did not owe an ongoing duty to the pension scheme client to correct an earlier error such that fresh causes of action did not continue to accrue against it for failing to correct that error.
Eurokey v Giles Insurance Brokers Limited  EWHC 2989 (Comm)
Successful defence at trial of a £17m Commercial Court claim concerning the duties of an insurance broker arranging and advising on commercial all risks and business interruption cover and the respective duties of the broker and insured in relation to the information provided to the insurer.
Fisk v Thornhill  EWCA Civ 152 (Court of Appeal)
Apportionment of liability between producing and placing insurance brokers in relation to the arranging of voidable insurance contracts.
Financial Services Compensation Scheme v Larnell (Insurances) Ltd  EWCA Civ 1408 (Court of Appeal)
Limitation period in recovery claims by the Financial Services Compensation Scheme against insolvent companies.
Emmanuel v DBS  Lloyd’s Rep PN 593
The extent/limits on the common law and statutory liability of a financial adviser network for the acts and omissions of an appointed representative.
Moore v Zerfahs  Lloyd's Rep PN 144 (Court of Appeal)
Causation in the context of claims against mortgage brokers and other professionals; whether obtaining a mortgage loan/granting security in respect of it is a loss causing damage for the purposes of a professional negligence action seeking damages for the loss of the mortgage loan through an unsuccessful business venture.
Knapp v Ecclesiastical Insurance  1 Lloyd’s Rep IR 3690 (Court of Appeal)
Leading case on limitation in the context of claims against insurance brokers concerning void/voidable insurance contracts.
His “attention to detail is meticulous and advice on legal issues and tactics first-rate”; a “thorough and very able litigator with particular expertise in claims concerning financial professionals; he has a first-rate legal brain”.
“very commercial”; “a brilliant negotiator with a first class intellect”; “very thorough and absolutely superb in mediation”; "fast to comprehend very complex issues, absolutely lucid in his explanations and written opinions”; “excellent tactical judgement"; "extremely bright"; “advises clients in claims against financial and investment advisers, along with pension scheme trustees and administrators”; “a particular specialist in IFAs"; and "we look to him for being knowledgeable, affordable and commercial"; "outstanding", "excellent in claims against financial advisers and intermediaries"; "clever, perceptive and a good negotiator.”