Sam Melamed is a litigator with a focus on commercial and consumer financial services.  He counsels and defends banks, financial institutions, automobile finance companies, and loan servicers in litigation involving banking operations, consumer finance, and mortgage and automotive lending.  Sam has experience defending matters arising under an array of consumer financial protection statutes, including the Fair Debt Collection Practices Act (FDCPA), the Fair Credit Reporting Act (FCRA), and related state laws.  Sam is dedicated to finding the best solutions for his clients, whether via an early settlement or a verdict at trial, and he approaches each case with an eye towards efficiency and client service.