Joe joined the firm's Wealth division as part of our graduate recruitment program in 2013 and is an analyst in the team. Joe assists the advisers in the team in providing advice to individuals, trusts and companies on a broad range of financial topics, including investments, pensions and protection.
Joe is currently working towards his Diploma in Financial Planning. He is a member of The Personal Finance Society and the Chartered Insurance Institute. Joe’s existing qualifications cover topics including Investment Analysis, Taxation and Protection. Joe has a degree in Law and French from the University of Nottingham.
Joe has a particular interest in investment analysis and management, and is experienced in building and reviewing portfolios for private and corporate clients.
- Investment Planning – a core area of work for the team is investment planning. Joe has extensive experience of portfolio construction, including investing for growth, income or a combination of both. Joe has built portfolios which are administered through a number of different tax wrappers, and which cater to various different attitudes to investment risk. As well as designing portfolios for personal clients. Joe has experience in assisting charities.
- Inheritance Tax Planning – Joe has assisted on a number of inheritance tax planning exercises, using a variety of investment types and ensuring full use of, and compliance with, the rules on gifting.
- Retirement Planning – pension legislation is highly complex and tightly regulated. Whether clients are saving towards retirement, planning to retire shortly, or in receipt of pension income, Joe is experienced at providing advice to fund pensions wisely and release pension benefits in the most appropriate manner.
- School Fee Planning – Many clients hope to assist their children with the costs of their education, such as school fees and university fees. A carefully structured investment portfolio that will provide capital growth in the early years and sufficient income in later years, in a tax efficient manner, can ensure that these expenses can be afforded and maintained. Joe is experienced in structuring portfolios to meet these objectives.