Brian Fink advises depository and non-depository financial institutions nationwide on compliance, regulatory, and government investigation matters. He focuses on lending, counseling clients on a range of products, including consumer installment, credit card, payday, auto, and mortgage loans.
Brian brings a unique perspective from his extensive background in both government and financial services. Prior to entering private practice, he served in the Consumer Financial Protection Bureau’s Office of Supervision Policy as a supervisory analyst, attorney advisor, and program manager, and at the Federal Reserve Board of Governors as a supervisory analyst. Brian has also held senior compliance and legal roles in banking, including vice president and associate general counsel at M&T Bank supporting its consumer lending division, and vice president and compliance, BSA, and CRA officer at First National Bank of Pennsylvania.
These roles give him deep insight into the regulation of financial products and services and the supervision of financial services companies.
With both a J.D. and an M.B.A., Brian combines legal acumen with practical business insight, helping clients navigate regulatory challenges while advancing their strategic goals, from launching new products to managing risk effectively.
Thought Leadership
Presentations
- "The New Reality of Regulation and Enforcement," 24th Annual Consumer Finance Legal Conference, October 2025
- "Legislation in auto finance: What’s on the horizon?" Auto Finance News/Auto Finance Excellence Webinar, December 2020
- "Focus on 2021: What Will Happen in the Future If There is a Change in Administration?" 2020 Virtual Consumer Finance Legal Conference, October 2020
- "CFPB and Mini-CFPB Developments," 2020 Virtual Consumer Finance Legal Conference, October 2020
- "Federal and State Enforcers: Discussion of New Risks in Concurrent Enforcement, Supervision, and Examination Under Dodd-Frank," 2019 Consumer Finance Legal Conference, October 2019
- "Rolling Out a New Product," 2019 Consumer Finance Legal Conference, October 2019
- "Evolution of Scoring Models and Data for Underwriting Decisions," 2019 Consumer Finance Legal Conference, October 2019
- "What’s Left of Fair Lending in the Auto Space?" 2018 Consumer Finance Legal Conference, October 2018
- "The OCC FinTech Charter: No Applicants and Significant Controversy," 2018 Consumer Finance Legal Conference, October 2018
- "Life Under Mulvaney: Current Focus and Future Priorities, Update on Orders and Examination Trends, Rulemaking and RFI Status, Empowerment of State Regulators, and Congressional Efforts to Reform," 2018 Consumer Finance Legal Conference, October 2018
- "Managing Informational Requests and the Impact on Attorney-Client Privilege," 16th Annual Consumer Finance Legal Conference, October 2017
- "The CFPB’s Regulation by Enforcement: Update of Recent Enforcement Actions," 16th Annual Consumer Finance Legal Conference, October 2017
- "CFPB Audits: Being Prepared and Staying Compliant to Save Time and Money," Lorman Banking Live Webinar, February 2017
- "What Goes on at the CFPB?" 2016 Louisiana Bankers Association (LBA) Bank Counsel Conference, December 2016
- "CFPB Short-Term Credit Proposal (Payday Loan Rule)," 15th Annual Consumer Finance Legal Conference, September 2016
- "Fair Lending, Disparate Impact, and Indirect Finance after Inclusive Communities," 15th Annual Consumer Finance Legal Conference, September 2016
- "Recent Trends in CFPB Enforcement," 15th Annual Consumer Finance Legal Conference, September 2016
Publications
- Co-author, "Chapter 5: Closed-End Disclosures," American Bar Association (ABA)’s The Law of Truth in Lending (Fourth Edition), October 2023
- Author, "CFPB shake-up: What administration changes may mean for auto lenders," Auto Finance News, April 2021
- Author, "The 2020 Elections: What to Expect in Consumer Finance in 2021 and Beyond," November 2020
- Author, "Post-COVID compliance predictions," Auto Finance News, June 2020
- Author, "Keep your regulatory health in check," Auto Finance News, May 2020
- Co-author, "New limits on agency guidance: What recent Trump executive orders may mean for financial institutions," Westlaw, March 2020
- Author, "Advertising red flags: What to avoid," Auto Finance News, March 2020
- Author, "Disparate Impact (Still) a Fair Lending Risk," Auto Finance News, April 2019
- Co-author, "Transactions Involving Real Estate and Dwellings," ABA’s 2018 Supplement to The Law of Truth in Lending, 2018
- Author, "Kickback and Relax” is not a RESPA Compliance Strategy," Alabama Bankers Association’s May/June 2018 Board Briefs, May/June 2018
- Co-author, "Consumer Financial Services Answer Book 2017," Practising Law Institute, 2017
