Disrupting the traditional ways of financing, financial technology has transformed the way the finance industry operates. With its constantly evolving regulations, our Fintech lawyers are on-hand to provide the best strategic legal solutions and make sure clients are aware of compliance laws. Up to date with advancing technologies within the Fintech sector, our leading lawyers within our fintech law firm are able to draw on their depth of practical experience to help clients grow, build and protect their interests.

Helping clients to understand the most complex tech-related issues within the fintech industry, our lawyers are able to put into practice effective and innovative legal solutions for all. With a background in a variety of sectors including intellectual property, technology and data, corporate and more, our specialist team of fintech lawyers are able to offer comprehensive and unparalleled legal advice to all clients. 

With an understanding of contemporary technologies within current financial services, our fintech lawyers are dedicated to providing innovative solutions and advice across all stages of the fintech business life-cycle. Ensuring clients are aware of potential risks as well as opportunities within the world of fintech, our solicitors are here to ensure the utmost success in all fintech business ventures.

Clients of our fintech law firm

In the uprising of the financial technology revolution, our specialist fintech lawyers work alongside a multitude of leading clients including:

  • Financial institutions 
  • Technology companies
  • Start-ups
  • Regulators
  • Funders
  • Insurers.

Fintech law services

With extensive experience within the fast-growing sector of financial technology, our lawyers are here to help remove barriers, ensuring fintech businesses are consistently supported and on the right path to success by offering a range of services including:

  • Making clients aware of compliance matters and potential implications, ensuring their businesses run inline with regulatory policies
  • Helping to advise on and draft fintech contracts
  • Offering guidance on matters of data protection including potential security breaches, complaints and data protection procedures
  • Advising on patent protection for fintech innovations in order to prevent ideas and technologies from being copied or stolen
  • Aiding clients in building beneficial partnerships and strategic collaborations with fellow financial institutions
  • Offering transatlantic legal advice in order to guide clients through global expansion procedures
  • Providing knowledgeable advice on business acquisitions and investment decisions.

If you’re in need of effective legal advice and support within the fintech sector, get in touch with our fintech lawyers here at Womble Bond Dickinson today and browse our professional staff to find out more about how we can help you thrive.

What we do

Our team focuses on the application of technology to the provision of financial services and in doing so, we advise on many areas of business. In each of these areas, we provide regulatory and compliance advice and filings, US state licensing requirements, banking relationships, outsourcing, contracts, intellectual property, assistance with corporate transactions, and more.

Key areas of our practice include:  

  • Authorisations for Fintech companies (UK)
  • Customer/vendor agreements
  • Cryptocurrency
  • Blockchain
  • Smart contracts
  • Payments
    • Cards and card services
    • Prepaid processing and programme management
    • Payment processing
    • Money transmission
    • Mobile payments
    • Merchant services
    • B-to-B payments
  • Lending platforms
  • Regtech
  • Artificial Intelligence
  • Consumer applications
  • Insurance tech
  • Open banking
  • Cybersecurity
  • Tech for the unbanked and underbanked
  • Robo-advisors.

Examples of work

  • Advised major prepaid account provider on strategic relationships with processors and other service providers
  • Represented Zillow and others in a $180 Million patent dispute that invalidated Lending Tree’s online lending patents
  • Counseled blockchain software development company on regulatory and compliance issues
  • Advised Atom Bank, the UK’s first digital only bank, on fundraisings, IP protection and all aspects of the bank's IT mobilisation
  • Acted as regulatory counsel to Impulsepay on the UK launch of its “Charge to Mobile” product, which offers secure ways for consumers to make online payments with their mobile phone bill or from pay-as-you-go credit
  • Assisted US payments company with GDPR compliance programme
  • Advised a leading mobile app provider, which provides single-click secure access to all of an individual’s bank accounts, on the impact of the Payment Services Directive 2 (EU) as well as other regulatory issues, technology licensing, and fundraising
  • Represented NCR Corporation in connection with the acquisition of Radiant Systems, a provider of point of sale solutions in the retail and hospitality industries for approximately $1.2 billion
  • Advised a crowdfunding aggregator and recently FCA-authorised platform Business Agent on investment fundraising as well as intellectual property and data protection issues arising from data collation

Disrupting the traditional ways of financing, financial technology has transformed the way the finance industry operates. With its constantly evolving regulations, our fintech lawyers are on-hand to provide the best strategic legal solutions and make sure clients are aware of compliance laws. Up to date with advancing technologies within the fintech sector, our leading lawyers within our fintech law firm are able to draw on their depth of practical experience to help clients grow, build and protect their interests.

Helping clients to understand the most complex tech-related issues within the fintech industry, our lawyers are able to put into practice effective and innovative legal solutions for all. With a background in a variety of sectors including intellectual property, technology and data, corporate and more, our specialist team of fintech lawyers are able to offer comprehensive and unparalleled legal advice to all clients. 

Find an expert

Our expertise in fintech

With extensive experience within the fast-growing sector of financial technology, our lawyers are here to help remove barriers, ensuring fintech businesses are consistently supported and on the right path to success by offering a range of services including:

  • Making clients aware of compliance matters and potential implications, ensuring their businesses run inline with regulatory policies
  • Helping to advise on and draft fintech contracts
  • Offering guidance on matters of data protection including potential security breaches, complaints and data protection procedures
  • Advising on patent protection for fintech innovations in order to prevent ideas and technologies from being copied or stolen
  • Aiding clients in building beneficial partnerships and strategic collaborations with fellow financial institutions
  • Offering transatlantic legal advice in order to guide clients through global expansion procedures
  • Providing knowledgeable advice on business acquisitions and investment decisions.

If you’re in need of effective legal advice and support within the fintech sector, get in touch with our fintech lawyers here at Womble Bond Dickinson today and browse our professional staff to find out more about how we can help you thrive.

What we do

Our team focuses on the application of technology to the provision of financial services and in doing so, we advise on many areas of business. In each of these areas, we provide regulatory and compliance advice and filings, US state licensing requirements, banking relationships, outsourcing, contracts, intellectual property, assistance with corporate transactions, and more. 

Key areas of our practice include:  

  • Authorisations for Fintech companies (UK)
  • Customer/vendor agreements
  • Cryptocurrency
  • Blockchain
  • Smart contracts
  • Payments
    • Cards and card services
    • Prepaid processing and programme management
    • Payment processing
    • Money transmission
    • Mobile payments
    • Merchant services
    • B-to-B payments
  • Lending platforms
  • Regtech
  • Artificial Intelligence
  • Consumer applications
  • Insurance tech
  • Open banking
  • Cybersecurity
  • Tech for the unbanked and underbanked
  • Robo-advisors.
In need of a fintech lawyer? Look no further.
At Womble Bond Dickinson we have an exceptional team of talented lawyers and business professionals who can offer guidance and find the solutions right for your business. We have both broad and niche expertise across all our UK and US offices.

Examples of our work and how we’ve helped companies of all sizes with a wide range of challenges.

  • Advised major prepaid account provider on strategic relationships with processors and other service providers.
  • Represented Zillow and others in a $180 Million patent dispute that invalidated Lending Tree’s online lending patents.
  • Counseled blockchain software development company on regulatory and compliance issues.
  • Advised Atom Bank, the UK’s first digital only bank, on fundraisings, IP protection and all aspects of the bank's IT mobilisation.
  • Acted as regulatory counsel to Impulsepay on the UK launch of its “Charge to Mobile” product, which offers secure ways for consumers to make online payments with their mobile phone bill or from pay-as-you-go credit.
  • Assisted US payments company with GDPR compliance program.
  • Advised a leading mobile app provider, which provides single-click secure access to all of an individual’s bank accounts, on the impact of the Payment Services Directive 2 (EU) as well as other regulatory issues, technology licensing, and fundraising.
  • Represented NCR Corporation in connection with the acquisition of Radiant Systems, a provider of point of sale solutions in the retail and hospitality industries for approximately $1.2 Billion.
  • Advised a crowdfunding aggregator and recently FCA-authorized platform Business Agent on investment fundraising as well as intellectual property and data protection issues arising from data collation.
Testimonials

"One of the reasons we selected WBD was their straightforward approach and advice – compared to a larger firm that wanted multiple meetings before they got going on work – Alastair [Mitton] achieved the same results in 1.5 hours."

Chambers and Partners, 2020